How is the income determined?
Income is determined by the best consecutive 30 days out of your last 90 days as your monthly income up to a max of $1900 of monthly income.
How is duration calculated?
- The number of days between a hospital admission and a hospital discharge up to a maximum of 7 days.
- The number of days the vehicle you use for gig work is in the shop following a collision up to a maximum of 7 days.
Temporary account deactivation
- The number of days between an income providing gig account suspending the ability to accept work and re-enabling the ability to accept work, up to a maximum of 7 days.
So I can only claim 7 days per month?
No, the maximum claim period is 7 days per qualifying event, but there is no limit to how many events you can have per month. So if you in the hospital for 7 days, you would receive a payout for those 7 days. Then your car is in the shop, you could claim another event up to 7 days while your car is being repaired. You can file claims for qualifying events until reach the maximum payout for that month ($1900).
How do you know what my income is?
When you file a claim, the provider, Kover, will have you connect your gig jobs to their system, which will pull the data directly and provide your income details to them.
Will I get a 1099 for filing claims?
No, this is not considered income so you will not receive a 1099 for filing claims.